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Don't Accept Your Insurance Settlement in Fort Collins Without Hiring a Public Adjuster

Jul 1

The unique market set up in Fort Collins makes it a terrific place to hire a public adjusting agency. The recent changes in the insurance industry have made it incredibly difficult to get a fair claim settlement, even for those with perfect claims.


If you are filing a Fort Collins insurance claim and have had an unsatisfactory settlement offer, it may be time to find a public adjuster. Let's review the pros of doing so:


Should My Public Adjuster be Licenced to Work in Fort Collins?


Fort Collins public insurance adjusters need to be licensed by Colorado. You can confirm that the public adjuster is licensed by verifying their license status on the Colorado Department of Regulatory Agency website.


Some public insurance adjusters work individually and some work for a larger firm. If your adjuster is with a company, the firm can tell you whether or not the public adjuster they're working with is licensed in Colorado. Hiring a public adjuster with an affiliation could be beneficial, as they are often able to provide additional services compared to an individual adjuster.


How are Public Insurance Adjusters Compensated?


A public insurance adjuster will work on contingency basis and is compensated only for the share of your settlement they are owed. This can help reduce frustration that comes with going through an event like this alone. A public insurance adjuster will take your case to ensure you're happy with the results.


The cost of hiring a public adjuster in Fort Collins, CO is dependent on the type of insurance claim. For example, if 35% of the first $100 thousand covered by your insurance are charged with 20% for anything over 100 thousand dollars. It is reassuring to know that a public insurance adjuster will not be compensated until you are successful in your claim.


If you want to make sure that your public insurance adjuster will guarantee equal compensation, consider requesting a contingency protection plan. This would guarantee that any time your insurance company offers an amount lower than what is fair compensation for your loss or injury, the public adjuster will not deduct money from this instead of accepting the offer from the insurance


What is the Job of a Public Insurance Adjuster?


Public adjusters evaluate insurance claims to ensure public policyholders are treated fairly. When you need help with filing an insurance claim in Fort Collins, the role of a public adjuster should be considered. These professionals can offer more than just determining the cost of damages for your home and finding any other repair needs; they are also responsible for providing legal assistance if the insurance company refuses to cover all your costs.

With a public insurance adjuster, you get someone who understands both construction and risk management as well as the legal system. They're prepared to handle any disputes that arise during the insurance claim process. Compared to a private adjuster, you may also have the benefit of extended time with your public adjuster, as a private adjuster generally has a busier schedule.


What are the Differences Between a Public Adjustment Firm and an Individual Adjuster?


Master everything you need to know about the public insurance adjuster before hiring someone. Public insurance adjusters with a solo practice are good for handling single cases or doing investigations, but they may not be as effective at taking care of more complex cases.


Hiring an insurance adjuster can be daunting for people who live in Fort Collins. There are three main additional benefits to hiring a public adjustment firm: They have access to more resources than the individual, can offer a second opinion free of charge, and often charge lower fees.


One advantage of working with an individual insurance adjuster is the personal service they offer. One insurance represent does not have to be concerned about communicating their needs and concerns to multiple people in order to get what they need.


Is it Important to Hire an Adjuster with Experience Working in Fort Collins?


When residents in Fort Collins need to file an insurance claim, it is important to employ the services of a local public adjuster. A publicly-employed adjuster will be familiar with laws and codes that govern your policy.


There are types of insurance claims that seem unrelated at first glance but require investigating from a skilled adjuster. The benefits of hiring a public insurance adjuster for an individual filing an insurance claim in Fort Collins lie in the expertise that these professionals have amassed during previous cases.


Finding a public insurance adjuster in Fort Collins who is experienced with your insurance company's claim process will improve the outcome of your claim. Hiring a public insurance adjuster for professionals filing an insurance claim in Fort Collins can help you avoid common mistakes that inexperienced people may make, such as forgetting important parts of your damages or omitting any at all.


Can I Still Communicate with My Fort Collins Insurance Company After Hiring a Public Adjuster?


Yes. It is important to note that hiring a public adjuster does not interfere with your insurance company's ability to respond to you. If you hire a public adjuster, they are required to inform you upfront what their compensation would be for the claim before proceeding on your behalf.


If your insurance company's offer is unsatisfactory to you (or the public adjuster), they can give your insurer a chance to improve what they are willing to pay.


When your insurance policy limits how much they offer, a public adjuster can advise you on what the best course of legal action may be to get more compensation.


Can a Public Adjuster Help if I need to Take Legal Action?


Yes. If you take your Fort Collins property damage claim to public adjusters for an independent assessment of the damages, they may recommend that you pursue legal action if necessary. Public insurance adjusters offer helpful advice and support when dealing with insurance claims.


The Final Word: Hiring a Public Insurance Adjuster in Fort Collins


Hiring a public insurance adjustment firm in Fort Collins, Colorado can provide you access to discounted services and other benefits while negotiating an increase for your settlement. If you have to pursue legal action, an individual insurance adjuster is not as equipped as a firm that deals with such matters on a regular basis.

It is recommended that, if hiring a public insurance adjuster in Fort Collins, you go with an adjustment firm rather than an individual. A great place to start your search is with Public Insurance Adjusters of Colorado. They can be reached at [email protected].


Public Insurance Adjusters of Colorado

450 Lincoln St suite 104, Denver, CO 80203

(720) 605-7181